Payment Product Manager - Transaction Risk

Cette offre n’est plus disponible.SwanPayment Product Manager - Transaction RiskRésumé du posteCDIParisTélétravail fréquentSalaire : 55K à 75K €Expérience : > 3 ansCompétences & expertisesAptitudes techniquesAdaptabilitéAbstractSQLSwanSauvegarderle mois dernierPartagerSwanCette offre vous tente ?SauvegarderQuestions et réponses sur l'offreLe télétravail est-il possible pour ce poste ?Quel est le type de contrat pour ce poste ?Le posteDescriptif du posteThe Payment Group at Swan leverages industry knowledge, payments expertise, and general insight to build and operate the API-based banking products and the platform that power cash collection, cash storage, and money movements for all Swan financial products.Ultimately, the group is working toward a future in which all the complexities of handling money are hidden from Swan’s partners and end-users—whether that’s adopting new payment methods, reconciling various entries (technical, accounting, and cash), integrating with banks and financial partners globally, or addressing regulatory obligations.Within this Group, the Payment Product team sits at the intersection of Strategy, Go-To-Market, Compliance, Risk, Data, and Engineering. The team oversees all stages of the product lifecycle — from discovery to sale — while aligning with the company’s global strategy and core objectives. The Payment Product team, consisting of Lead Product Managers and Product Managers, ultimately owns the payment product roadmap.The Payment Product Manager leads the strategy and roadmap for a key area of our payment banking product. They are end-to-end accountable for the success of their product — strategy, delivery, adoption, performance, and impact.They develop scalable, high-impact solutions within our payment platform by collaborating with clients, internal teams, and financial providers (card schemes, processors, fraud vendors, etc.) — turning evolving specs into thoughtful product capabilities.As a Product Manager l Transaction Risk, you will own Swan’s transaction scoring engine — the signals, features, rules, Machine Learning models, and decisioning logic that protect Swan and its partners from fraud, while keeping legitimate transactions flowing.You will report to a Payment Product Lead, and you will be the end-to-end owner of Transaction Scoring risk performance: Fraud Detection Rate, False Positive Rate, and the trade-off between them. The Head of Risk is Accountable for the fraud framework and risk appetite; you are Responsible for the day-to-day optimization loop.Unlike other Product Managers at Swan, your closest build partner will be Data rather than an Engineering squad — and a dedicated data squad to build and run Machine Learning models may come later as the scope grows.You’ll leverage AI boldly to amplify your impact — discovery, spec writing, signal analysis, ops automation, prototyping.What you’ll doOwn the transaction risk roadmap end-to-end. You are the single accountable owner of fraud detection on transactions—strategy, roadmap, delivery, and performance—across all payment flows (SEPA Credit Transfers, SEPA Direct Debits, cards issuing & acceptance, etc.).Push the Fraud Detection Rate/False Positive Rate frontier. Drive the iterative tuning loop on rules, features, signals, and Machine Learning models. Constantly improve Fraud Detection Rate at a capped False Positive Rate.Measure before deciding. Partner with Data and Engineering to make sure every flow emits the right signals, and that decisions are measurable end-to-end.Run the weekly Transaction Scoring Tuning loop with Flow Product Managers, Data Partner, and the FinCrime Lead. Turn pattern intelligence (new scam techniques, mule behavior, fraudulent IBAN lists) into shipped rules and model updates — fast.Implement AML-CFT and sanctions rules on the platform under the Compliance Team’s mandate — keep them up to date and partner with Compliance to monitor their performance and improve precision, in particular by driving...