Compliance Senior Manager

Google Chrome Microsoft Edge Apple Safari Mozilla Firefox Compliance Senior ManagerFull-time Compensation: USD 134000 - USD 198000 - yearlyCompany DescriptionWise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.More about our mission and what we offer.Job DescriptionAt Wise, we believe the teams closest to risk should own the controls and monitoring that keep our products compliant. Strong second-line Compliance oversight helps make that monitoring sharper, more consistent, and more effective. We are looking for a Senior Regulatory Compliance Manager to join the North America Compliance team and lead 2LOD oversight of regulatory compliance monitoring. This role will focus on building a scalable, data-led, AI-enabled monitoring oversight framework in partnership with 1LOD teams, Product Compliance, Risk, Operations, and the Analytics team.This is not a traditional compliance testing role. The role is focused on monitoring oversight: defining what good monitoring looks like, challenging whether coverage is sufficient, helping teams convert regulatory obligations into recurring indicators and workflows, and ensuring exceptions are escalated and remediated appropriately. Duties and responsibilities:Lead the development of Wise’s North America regulatory monitoring oversight framework, aligned with global methodology, CMS expectations, and regulatory priorities.Define standards for effective 1LOD-owned monitoring, including coverage expectations, data requirements, thresholds, escalation triggers, documentation, evidence retention, and issue handoff.Partner closely with Analytics and 1LOD teams to design recurring monitoring workflows, dashboards, alerts, exception reports, AI-assisted reviews, and analytics routines.Oversee monitoring coverage across key NorthAm regulatory obligations, including Regulation E, UDAAP, E-SIGN, BSA/AML/FinCrime, state Money Transmission License requirements, MSB obligations, Reg W, complaints, disclosures, customer communications, operational processes, and remediation commitments.Challenge whether 1LOD monitoring is appropriately designed, consistently executed, sufficiently documented, and responsive to emerging risks.Where needed, build or co-build interim monitoring workflows with Analytics, including clear documentation, ownership mapping, training, maintenance expectations, and transition plans for 1LOD handoff.Translate regulatory obligations, examination findings, audit/testing results, incidents, complaints, product changes, and remediation commitments into practical monitoring indicators and oversight routines.Review monitoring outputs to identify themes, exceptions, control weaknesses, customer harm patterns, production issues, and emerging regulatory risks.Ensure monitoring exceptions are investigated, escalated, tracked, and remediated through appropriate governance channels.Produce clear reporting for Compliance leadership, committees, board-level materials, and regulatory examination readiness.Help define how Wise uses AI and automation responsibly within compliance monitoring, including appropriate governance, QA, human review, and documentation. Qualifications7+ years of experience in compliance monitoring, compliance risk management, control oversight, audit analytics, operational risk, regulatory compliance, financial crimes monitoring, or related financial services roles.Strong understanding of US consumer protection and financial services regulations, including Reg E, UDAAP, E-Sign, BSA/AML/FinCrime, state Money Transmission/MSB requirements, and related regulatory...