Backend Engineer - Account Sharing

Google Chrome Microsoft Edge Apple Safari Mozilla Firefox Backend Engineer - Account SharingFull-time Compensation: GBP 111000 - GBP 145000 - yearlyCompany DescriptionWise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.More about our mission and what we offer.Job DescriptionWe are looking for a Backend Engineer to join the Account Sharing team within Wise’s Consumer Squad. The team is focused on building entirely new products in the shared finances space for consumers — including international joint accounts and kid accounts.Our mission is to make it easy for families, couples, friends, and flatmates across different countries to manage money together seamlessly through Wise. Unlike most existing solutions that are limited to domestic markets, we are building shared financial experiences that work globally.This is a highly product-oriented engineering role where you’ll help shape products from the ground up. You’ll work closely with Product Managers, Designers, Data Analysts, and User Researchers to deeply understand customer problems and turn ambiguous ideas into scalable financial products used by millions of customers worldwide.How we workFor everything we build, we keep our customers at the center of decision-making. We prioritize work based on customer research, behavioral data, and direct feedback, and we iterate quickly based on what we learn.The Account Sharing team operates as a highly collaborative, cross-functional product team. Engineers are not expected to simply implement tickets — they are expected to contribute to product direction, challenge assumptions, influence technical strategy, and help shape the customer experience.The environment is greenfield and fast-moving. Requirements evolve quickly, and engineers are encouraged to take ownership, drive discussions, and work closely with stakeholders across engineering, product, design, and research.At Wise, we believe in autonomous teams where everyone contributes ideas, takes ownership, and helps define priorities together.ImpactYour work will directly shape the future of shared finances at Wise.You’ll help build products that allow families, couples, flatmates, and friends across different countries to manage money together in ways that existing financial products often cannot support today.The systems and experiences you build will need to scale globally, support millions of customers, and navigate the complexities of international compliance, regulation, and financial infrastructure.This role offers the opportunity to influence both technical architecture and product direction while helping Wise expand into a strategically important area of consumer finance.What will you be working on?Key focus areas for the team are:Building international joint accounts for globally distributed usersExpanding Wise kid accounts into additional marketsCreating shared finance experiences that work across bordersDesigning scalable backend systems for high-growth consumer productsDeveloping features around shared spending, sending/receiving money, and account customizationCollaborating on customer discovery and product iterationScaling infrastructure and improving reliability across multiple marketsBuilding greenfield financial products from concept to productionYou’ll also have opportunities to work across multiple areas of the Wise ecosystem, including:Send/receive money flowsSpend experiencesAuthorization systemsFinCrime-related systemsShared account infrastructureWhat do you need?You know how to build scalable distributed systems and deliver customer-facing...