Ratings Associate, Banking (Mandarin Chinese Speaker)

Skip to main content Go to homepage Menu Saved Jobs (0) EN Filter Languages English English Canadian Français Canadian French View all jobs Search Jobs Find jobs for Location Radius miles 5 miles 15 miles 25 miles 35 miles 50 miles Search Ratings Associate, Banking (Mandarin Chinese Speaker) Hong Kong SAR Apply now Save job Posted 06/25/2026 Job reference 13517 Experience level Experienced Hire Job category Credit Analysis & Research Line of business RRS At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and Competencies Has 1-2 years relevant working experienceGood understanding about the banking sector and credit marketFluent in Mandarin Chinese and English. Knowledge of other Asian languages will be a bonusSolid verbal, written communication and interpersonal skillsEnjoys engaging in team work with a positive and constructive attitudeStrong organizational skills and attention to detailBasic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical useEducation Undergraduate degree required at a minimum. Postgraduate (Masters, MBA) and other professional certifications (CPA, CFA) will be a bonusResponsibilities Portfolio Management & Credit QualityWorking with lead analysts by performing day-to-day credit analysis related to ratings, research, presentations, and investor outreach.  Examples of analytical work may include:Reviewing financial spreadsheets and charts, analyzing data and financial statements, building and updating financial forecasts, and writing analytical commentary in accordance with Moody’s methodologies.Assisting with proprietary models and new financial projections as applicable, identifying trends in data, and applying analytical skills and judgment to form well-reasoned credit conclusions.Developing a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.Performing analytical tasks related to portfolio reviews and other credit projects.Developing a working knowledge of Moody’s methodologies and credit rating best practices, and applying these with guidance from lead analysts.Collaborating with lead analysts in preparing the first draft of rating committee memos.Developing the ability to understand and identify key factors that affect issuer credit ratings.  Interpreting and analyzing financial data and other credit inputs provided by internal...