Ratings Associate, Financial Institutions

Skip to main content Go to homepage Menu Saved Jobs (0) EN Filter Languages English English Canadian Français Canadian French View all jobs Search Jobs Find jobs for Location Radius miles 5 miles 15 miles 25 miles 35 miles 50 miles Search Ratings Associate, Financial Institutions Sydney, New South Wales Apply now Save job Posted 06/25/2026 Job reference 13969 Experience level Experienced Hire Job category Credit Analysis & Research Line of business RRS At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and Competencies 1 year of accounting, credit modelling/financial modelling experience, including through internships, is preferredGood understanding about banking sector and credit market (e.g. coursework, CFA or equivalent, or relevant work experience)Exceptional verbal, written communication, and interpersonal abilitiesProficiency in MS Excel, Word, and PowerPoint with strong organizational skills and attention to detailDemonstrated proactivity and effectiveness in a collaborative team settingAbility to adapt to dynamic environments and prioritize tasks effectively, with analytical thinkingBasic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.Education Minimum undergraduate/first-level degree (e.g. Bachelor’s Degree, or equivalent qualifications) with strong academic performanceResponsibilities Portfolio Management & Credit QualityWorking with lead analysts by performing day-to-day credit analysis related to ratings, research, presentations, and investor outreach.  Examples of analytical work may include:Reviewing financial spreadsheets and charts, analyzing data and financial statements, building and updating financial forecasts, and writing analytical commentary in accordance with Moody’s methodologies.Assisting with proprietary models and new financial projections as applicable, identifying trends in data, and applying analytical skills and judgment to form well-reasoned credit conclusions.Developing a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.Performing analytical tasks related to portfolio reviews and other credit projects.Developing a working knowledge of Moody’s methodologies and credit rating best practices, and applying these with guidance from lead analysts.Collaborating with lead analysts in preparing the first draft of rating...