This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Product Development Director (P&C Dwelling) based in United States, supporting USAA.
This role sits at the center of property and casualty product innovation, driving the development and evolution of dwelling-related insurance offerings for a large and highly regulated member base. It combines strategic product leadership with hands-on execution across the full product lifecycle, from ideation through launch and post-market optimization. The position plays a key role in shaping digital-first product experiences that respond to evolving customer needs and market dynamics. You will work closely with cross-functional teams including underwriting, compliance, risk, and technology to bring new solutions to market. The environment is highly data-driven, collaborative, and focused on continuous improvement. This is a high-impact role where product decisions directly influence member value, operational performance, and competitive positioning in the personal lines insurance space.
This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Product Development Director (P&C Dwelling) based in United States, supporting USAA.
This role sits at the center of property and casualty product innovation, driving the development and evolution of dwelling-related insurance offerings for a large and highly regulated member base. It combines strategic product leadership with hands-on execution across the full product lifecycle, from ideation through launch and post-market optimization. The position plays a key role in shaping digital-first product experiences that respond to evolving customer needs and market dynamics. You will work closely with cross-functional teams including underwriting, compliance, risk, and technology to bring new solutions to market. The environment is highly data-driven, collaborative, and focused on continuous improvement. This is a high-impact role where product decisions directly influence member value, operational performance, and competitive positioning in the personal lines insurance space.
Accountabilities
- Lead the design, development, and launch of new dwelling and property insurance products and features
- Define and evolve product strategy using internal performance data, market intelligence, and member insights
- Monitor post-launch product performance and drive updates to pricing, rules, and coverage as needed
- Evaluate build vs. buy vs. partner decisions for new product capabilities
- Translate product value propositions into clear messaging for distribution and sales channels
- Collaborate with Legal, Compliance, Risk, and Operations to ensure regulatory alignment
- Oversee product lifecycle management within agile development environments and cross-functional teams
- Drive continuous improvement through experimentation, data analysis, and performance tracking
- Bachelor’s degree in Business, Marketing, Statistics, or related field (or equivalent experience)
- 8+ years of experience in product development, underwriting, actuarial, marketing, operations, or financial services
- Strong background in P&C insurance, especially home, renters, condo, or landlord products
- Experience with product development lifecycle (PDLC) and agile delivery methods
- Ability to analyze complex datasets and translate insights into product strategy
- Experience working with compliance and regulatory frameworks in insurance markets
- Strong stakeholder management and executive communication skills
- Experience with modernization initiatives and technology platforms is highly preferred
- Competitive base salary with performance-based incentives
- Comprehensive medical, dental, and vision insurance coverage
- 401(k) retirement plan and long-term financial security programs
- Paid time off, paid holidays, and volunteer time off opportunities
- Parental benefits, adoption support, and family-friendly policies
- Wellness programs supporting physical, emotional, and financial well-being
- Continuous learning and professional development support
- Flexible work arrangements depending on role and location eligibility
In this role, you will lead the end-to-end development and modernization of P&C dwelling products, ensuring alignment with member needs, business goals, and regulatory requirements. You will be responsible for shaping product strategy, launching new offerings, and optimizing existing solutions based on performance insights and market trends. You will also act as a key connector across business, technology, and compliance teams to ensure successful execution.
Requirements
This role requires deep experience in product development within Property & Casualty insurance, particularly in personal lines and dwelling-related products. Strong analytical, strategic, and cross-functional leadership capabilities are essential, along with the ability to operate in complex, regulated environments. Candidates should bring both business acumen and technical fluency in modern product delivery practices.