Senior Risk Analyst (Bengaluru, IN)

We use cookies to offer you the best possible website experience. Your cookie preferences will be stored in your browser’s local storage. This includes cookies necessary for the website's operation. Additionally, you can freely decide and change any time whether you accept cookies or choose to opt out of cookies to improve the website's performance, as well as cookies used to display content tailored to your interests. Your experience of the site and the services we are able to offer may be impacted if you do not accept all cookies. Modify Cookie Preferences Reject All Cookies Accept All Cookies Skip to main content Home Page About Us Open Jobs Home Page About Us Open Jobs Language English (United Kingdom) Candidate Login Select how often (in days) to receive an alert: Create Alert × Select how often (in days) to receive an alert: Apply now » Senior Risk Analyst Role: Lead Fraud Risk Analyst Company: PayU Location: Bangalore/Mumbai/Gurgaon   About Company:   About PayU A Prosus group company PayU is the payments and fintech business of Prosus, a global consumer internet group and one of the biggest investors in the fintech space globally, with investments totaling $700 million- to date. In India, PayU serves more than 350,000 merchants with 70+ local payment methods and is the preferred payments partner for nearly 60% of the e-commerce merchants, including all leading e-commerce companies and a majority of airline businesses.   PayU specializes in credit products and services for emerging markets across the globe. Headquartered in Mumbai, PayU Credit India has disbursed about 20 billion loans to date by volume and has disbursed more than $280 million in consumer credit. PayU Credit provides consumers with easy access to affordable short-term loans up to INR 5 lacs that can be availed in the form of personal loans, point of sale EMI and express loans. Lead by Prashanth Ranganathan, the company has been focusing on providing innovative solutions that make access to credit convenient as well as quick. PayU India entered the alternate lending business in 2017 with LazyPay, its buy-now-pay-later offering to provide consumers with convenient checkout options. It emerged as one of the most popular payment methods across 300+ renowned merchants in its network like Swiggy, Zomato, Samsung, Dunzo, GoAir, amongst others. The company launched ‘LazyPay Credit Shield’ an end to end digital lending features that help its users to be mindful of their financial health and credit score and automates the entire process of disbursal. Riding on the success of the offering in 2018, PayU received RBI’s approval to operate as an NBFC in 2018. PayU acquired a stake in PaySense in January 2020 to accelerate its vision for credit in India and leverage AI & ML to build a full-stack digital lending platform in India. PayU in its next phase of growth is developing a full regional fintech ecosystem providing multiple digital financial services in one integrated experience.   Roles and Responsibilities:   Leverage Python, SQL, advanced data analytics to extract, manipulate, and analyze large datasets to identify fraud patterns and build effective rule-based and AI-driven detection systems across multiple product lines of PayU Create and maintain Early Warning Signals (EWS) to proactively identify emerging fraud patterns and trends Work closely with product, engineering, data science, and business teams to embed fraud prevention measures into product design and operational processes. Conduct deep-dive investigations into fraud cases to understand attack vectors and enhance countermeasures using internal and external data Perform detailed analysis and interpret information to make recommendations to Senior...