Credit Risk assesses, permissions, and manages credit and counterparty risks across industries, clients, geographies, and transactions, helping safeguard the firm from losses arising from client or counterparty default. Credit exposure arises through underwriting, lending, trading, and operating services such as cash management and clearing, offering broad visibility into the firm’s core activities. The Credit Risk function identifies, measures, limits, manages, and monitors credit risk across our businesses and is independent within Corporate Risk Management, reporting to the firm’s Chief Risk Officer (CRO) to preserve the independence and integrity of decision making.
As an Analyst – Diversified FIG Credit Risk, EMEA within Credit Risk, you will assume coverage of a portfolio of clients within the Broker/Dealer, Proprietary Trading, Payments, and Fintech space, supporting the grading and review of credit risk exposures. This includes tracking financial performance updates and monitoring events that may impact the assigned portfolio, leveraging latest LLM tools.
Job Responsibilities:
- Monitor risk and exposure metrics across individual counterparties and the overall portfolio, contributing to sector-level and industry analysis.
- Support due diligence for onboarding new clients and conduct periodic reviews of existing relationships.
- Produce clear, concise credit memos with well-reasoned recommendations to inform credit decisions.
- Assist with the analysis and approval of lending requests across Leveraged Finance and the Innovation Economy segment.
- Build and deepen understanding of the legal documentation that underpins markets and banking products.
- Contribute to team and department initiatives focused on process improvement and operational efficiency.
Required qualifications, skills, and capabilities:
- Bachelor’s degree in Finance, Accounting or related area
- Some credit/underwriting credentials, analytical skills, and experience is a plus, while in-depth knowledge of accounting and corporate finance is required
- Possess strong analytical and modeling skills
- Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word
- Highly motivated with a natural passion to learn and an inquisitive personality
- Strong interpersonal skills and an ability to work well in a team environment
- Strong sense of accountability and ownership of tasks
- Interest in client interaction with strong verbal and written communication skills
- Capable of understanding, describing, and debating complex concepts
- Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
- Strong attention to detail and an excellent work ethic
Preferred Qualifications, Capabilities, and Skills:
- Previous experience in a Credit Risk department.
- Familiarity with the business models of non bank financial institutions or technology or services corporates.