Sr Analyst-Risk Management

The Banking CFR Strategy team serves as the 1st line of defense for banking products and focuses on: 

·       Designing credit and fraud risk technical capabilities in close collaboration with stakeholders

·       Developing analytics to identify new fraud trends and insights

·       Designing and implementing strategies in risk platforms

 

• Develop and test end-to-end risk controls for check deposits, outgoing check payments, ACH & check funds availability, and external bank linkages
• Optimize fraud decisioning strategies to balance fraud detection with customer experience
• Communicate effectively across teams and gain credibility by understanding end-to-end impacts of fraud strategies
• Collaborate effectively with colleagues across the firm including: business, technology, product management, operations management, legal, compliance, risk, audit, and technology to drive engagement with the fraud prevention program of work
• Act as a fraud subject matter expert and share best practices across the firm

Education

• Bachelor's or Master’s degree or equivalent work experience in risk management – especially in deposit & operational risk (Masters in data sciences, engineering/tech, math/stats or MBA degree a plus)

Work Experience

• 2+ years of experience in banking products (experience in risk modeling & data management is a plus) with a clear interest in innovation
• Experience in a first or second line fraud or credit risk role, policy, strategy, or operations specialty
• Experience developing funds availability, check risk, ACH risk, and/or overdraft strategies
• Experience in management / optimization of fraud prevention tools

Technical & Analytical Skills

• Ability to query large datasets using tools such as SQL, Hive, Python, R, SAS, Excel and Tableau
• Prior experience with Actimize is preferred
• Exceptional problem solving and analytical skills
• Solid critical thinking and analysis in technical scenarios, attention to detail, and ability to synthesize large amounts of data to formulate creative and innovative solutions to complex problems

Communication, Collaboration, & Adaptability

• Direct experience working with cross-functional internal teams and external vendors to implement strategies and drive results
• Experience delivering in an agile environment
• Excellent written and verbal communication skills with an ability to influence business leaders in a meaningful and actionable manner
• Collaboration, openness, and relationship building skills
• Ability to work autonomously
• Capacity to accommodate shifting and competing priorities in a fast-paced and results driven environment

 

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.