Senior Centralized Governance & Controls AML Testing/QA Analyst (US)

Work Location:

Charlotte, North Carolina, United States of America

Hours:

40

Pay Details:

$72,280 - $117,520 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Governance & Control

Job Description:

The role manages a portfolio of governance and control activities for moderately complex or high-risk business or functional area and implements policies / processes and/or initiatives to meet governance and control guidelines. Acts as a technical lead on key control initiatives. This position will be responsible for supporting execution of the Centralized Governance & Controls (CG&C) AML testing and Quality Assurance (QA) program, including AML/CTF, Sanctions, and Anti-Bribery coverage for first line owned functions. The individual in this role will be accountable for executing sample testing of quality assurance reviews to ensure operational risk and compliance requirements related to financial crimes are adhered to and supporting the results with robust workpaper documentation.

Depth & Scope:

• SME level professional role requiring in-depth business knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas 
• Integrates the broader organizational context into advice and solutions within own area 
• Understands a certain aspect of the industry, competition and the factors that differentiate the organization 
• Applies best practices to implement process, product or service improvements 
• Leads projects of moderately to complex risk and resource requirements; may lead end-to-end processes or functional programs 
• Contributes to setting standards within area of expertise 
• Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders 
• Uses advanced methods to contribute to new solutions and recommend standards against which others will operate 
• Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels 
• Works independently as a SME or lead and guides others within area of expertise 

Education & Experience:

• Undergraduate degree preferred 
• Broad and deep knowledge of business and risk and control environment  
• 5+ years of relevant experience 

Preferred Qualifications:

• Demonstrated experience in testing/auditing/QA of AML (CIP, KYC profile reviews, etc.).
• Prior experience in performing process deep-dives to assess the adequacy of risk mitigations for financial crimes risk to identify assurance testing needs.
• Experience in documenting testing/audit results and drafting writeups.

Customer Accountabilities:

• Provides specialized centralized governance and control related advice / support to management / leadership and respective teams for area(s) of specialization  
• Leads on the implementation of governance and control initiatives in support of the overall business/function strategy 
• Manages a set of centralized governance and control work activities requiring coordination across multiple areas 
• Reviews processes and controls and “connect the dots” across issues and control deficiencies in order to increase standardization of solutions, processes and controls  
• Supports / manages the integrated implementation of policies / processes / procedures / changes across multiple functional areas 
• Provides subject matter expertise to projects / initiatives, and participates in identifying, designing and testing solutions and supporting implementation activities 

Shareholder Accountabilities:

• Ensures programs / policies / practices are well managed, meets business needs / priorities, and complies with internal / external requirements 
• Exercises discretion in managing communication / correspondence, information and all matters of confidentiality 
• Conducts research projects; supports the development / delivery of materials and presentations to management or broader audience 
• Adheres to enterprise frameworks or methodologies that relate to activities for own business area 
• May lead work streams by acting as a project lead / SME for medium scale projects / initiatives in accordance with project management methodologies 
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary 
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite 
• Is knowledgeable of and complies with Bank Code of Conduct 

Employee/Team Accountabilities:

• Participates as a member of the team, supports a positive work environment and ensures timely communication 
• Supports team by regularly enhancing knowledge / expertise in own area and participates in knowledge transfer  
• Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques  
• Keeps others informed about the status / progress of projects  
• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
• Contributes to a fair, positive and equitable environment  
• Acts as a brand ambassador for your business area / function and the bank 

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.