Senior Product Manager - Credit

Senior Product Manager - CreditSpain / United Kingdom / Germany / NetherlandsProduct – Product Management /Full Time /Remoteapply for this jobAbout Finom   Finom is a European tech startup headquartered in Amsterdam, and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform.   We recently closed a €115 million Series C equity round (around $133 million), bringing our total funding to approximately $346 million. This significant investment follows a $105 million growth funding round from General Catalyst, a long-term backer since 2021 known for supporting companies like Airbnb, HubSpot, KAYAK, and Stripe.   Finom's platform goes beyond traditional banking, offering invoicing and a growing suite of features, including AI-enabled accounting, aiming to simplify financial management for entrepreneurs. We're actively expanding our reach across key EU markets like Germany, France, the Netherlands, Italy, and Spain.   At Finom, we’re not just redefining the entrepreneurial experience — we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole.   Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business.What you'll do Work alongside the Head of Product for Credit to drive Finom's credit proposition forward — your specific area of ownership will be shaped together based on where you can have the most impact Think across the full credit lifecycle: customer acquisition and activation, product utilisation and retention, and the decisioning and funding systems underneath Turn commercial opportunity into product strategy — you'll need to understand unit economics, funding mechanics, and what makes a credit product actually viable at scale You’ll work closely with Engineering, Design, Data, Research, Risk, Legal, and Finance to build a shared roadmap. You will align these teams to drive innovation and deliver better results for our customers. Drive customer-centric, commercially grounded product experiences that solves problems in innovative ways Contribute to the evolution of our credit architecture: how products connect, how decisioning improves, how we scale funding without scaling complexity Must-haves Proven track record as a Product Manager in fintech, financial services, or a similarly regulated, commercially complex environment Strong commercial and business acumen — you understand P&Ls, unit economics, and can connect product decisions to business outcomes without needing someone to draw the line for you Experience managing products where compliance, risk, and operations aren't afterthoughts but core constraints you design around Ability to operate at both the strategic level (where should we invest?) and execution level (what are we shipping this sprint?) Clear, structured communication — you can align stakeholders across functions and make the complex feel simple Comfort with ambiguity — this role has room to shape, and that's a feature, not a bug Nice-to-haves Experience in lending, credit, or adjacent domains (payments, risk, underwriting) Technical fluency — you can read a data model, have a meaningful conversation with engineers about system design, and don't need everything abstracted for you Experience working in a scale-up environment where speed and quality have to coexist What You Will Get In Return   Make a genuine impact...