Corporate Credit Underwriting (India, Bangladesh & Sri Lanka) – Vice President

Single PositionExplore a Career With UsView All JobsCorporate Credit Underwriting (India, Bangladesh & Sri Lanka) – Vice PresidentMUMBAI, Mahārāshtra, IndiaApply NowFind out how well you match with this jobUpload your resumeJob descriptionJob ID26958476Date posted04/22/2026DepartmentRisk ManagementWhether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function (“ICM UW” or “UW”) provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships.ICM Credit Risk Analysts are responsible for a portfolio of relationships across India/Sri Lanka/Bangladesh, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership with Banking and Risk.  This role reports to Credit Group Manager/Senior Vice President.In this role, you’re expected to:Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memosDrafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurateConducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysisSupport relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functionsSupport ICM Underwriting organization on strategic initiatives /projects as requiredRisk Management Experience:Experience in and exposure to global credit risk management standardsAbility to understand financing and product structuresAbility to assess financial and industry data to conduct credit assessmentAble to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations.Client Relationships / Business Partnership: Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitorsNavigates organizational complexity and breaks silosCreates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functionsProvides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationshipsAs a successful candidate, you’d ideally have the following skills and exposure:10+ years relevant experienceExperience in effectively engaging with various functionsDemonstrates strong ethics and integrityAbility to understand the...