Sr Lead Architect, Card Present - CIB

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As a Lead Architect at JPMorgan Chase within the CIB Payments, Merchant Services, you are an integral part of a team that works to develop high-quality architecture solutions for various software applications on modern cloud-based technologies. As a core technical contributor, you are responsible for conducting critical architecture solutions across multiple technical areas within various business functions in support of project goals.

Job responsibilities

• Engages technical teams and business stakeholders to discuss and propose technical approaches to meet current and future needs
• Defines the technical target state of their product and drives achievement of the strategy
• Participates in architecture governance bodies
• Evaluates recommendations and provides feedback on new technologies
• Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems
• Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information 

Required qualifications, capabilities, and skills

• 8+ years hands-on practical experience delivering system design, application development, testing, and operational stability
• Practical cloud native experience
• Leverages enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data
• Advanced knowledge of one or more software, applications, and architecture disciplines
• Ability to evaluate current and emerging technologies to recommend the best solutions for the future state architecture
• Strong technical background with design and delivery experience with software patterns and principles
• Strategic mindset in acquiring payments business -includes value added services for optimizing payments, risk, vault, token and other protection payments solutions like encryption, 3DS 
• Experience with in-store or eCommerce merchant payments
• Demonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity
• Ability to evaluate and integrate AI-enabled capabilities into enterprise-grade architectures while meeting resiliency, security, and auditability requirements
• Establishes reuse-first AI-enabled engineering patterns and governance across SDLC/toolchain practices, ensuring traceability/auditability, resiliency, and security controls

Preferred qualifications, capabilities, and skills

• Ability to understand business requirements, create design, create technical delivery roadmap and technical know how's
• Demonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
• Experience as a functional architect (business / product)
• Experience with domain model, understands business process flow, client experience and use cases
• Understands business capability, features taxonomy
• Strong communication and leadership presence
• Point of Sale experience is a plus
• Device / Estatement management experience is a plus