Product Compliance Specialist

About MoonPay

MoonPay is for builders with something to prove.

This isn't a "work on cool crypto stuff" company. It's a high-standards, high-velocity, high-accountability company building the operating system for value movement. If the internet moves information, we move value: crypto, stablecoins, tokenized assets, and whatever comes next. Four offerings make that real: fund, tokenize, trade, and spend. 30M+ customers and 500+ ecosystem partners run on us. Licensed in the U.S. Regulated across the UK, EU, Canada, and Australia.

AI is the default operating mode here. It's woven into every role, and we expect you to use it daily. It handles the manual work so you can deliver on what actually matters.

You'll thrive here if outcomes excite you more than process, if impact motivates you more than titles, and if you want hard problems, real ownership, and teammates who love winning, building, and doing it together.

The bar is high. The pace is real. We're building for what's next, for humans and agents.

Recent recognition:
Forbes' America's Best Startup Employers 2026 . 2nd in Crypto Services on Fortune's inaugural Crypto 100, 
The Sunday Times Best Places to Work two years running.

Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learned, diversity cannot.

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About MoonPay

MoonPay is for builders with something to prove.

This isn't a "work on cool crypto stuff" company. It's a high-standards, high-velocity, high-accountability company building the operating system for value movement. If the internet moves information, we move value: crypto, stablecoins, tokenized assets, and whatever comes next. Four offerings make that real: fund, tokenize, trade, and spend. 30M+ customers and 500+ ecosystem partners run on us. Licensed in the U.S. Regulated across the UK, EU, Canada, and Australia.

AI is the default operating mode here. It's woven into every role, and we expect you to use it daily. It handles the manual work so you can deliver on what actually matters.

You'll thrive here if outcomes excite you more than process, if impact motivates you more than titles, and if you want hard problems, real ownership, and teammates who love winning, building, and doing it together.

The bar is high. The pace is real. We're building for what's next, for humans and agents.

Recent recognition:
Forbes' America's Best Startup Employers 2026 . 2nd in Crypto Services on Fortune's inaugural Crypto 100, 
The Sunday Times Best Places to Work two years running.

Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learned, diversity cannot.

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About the Opportunity

MoonPay is looking for a Product Compliance Specialist to support the compliance partnership for one or more of our business verticals.

MoonPay’s product surface spans consumer payments, enterprise stablecoin infrastructure, institutional digital asset services, merchant checkout, and emerging AI-agent commerce. Each of these products needs to be built, launched, and operated in compliance with applicable regulatory requirements across multiple jurisdictions.

In this role, you will work closely with Product, Legal, Engineering, Design, Compliance Risk, and Operations teams to help translate complex and fragmented global regulatory requirements into clear, actionable product guidance. You will support defined compliance workstreams with growing independence, helping teams understand obligations, document requirements, assess product risk, and prepare products for compliant launch and ongoing operation.

This is a great opportunity for someone with early-to-mid career experience in compliance, legal, product operations, or risk who wants to build deep expertise at the intersection of crypto, payments, product development, and regulation.

What You Will Do

• Support cross-functional partners across Product, Legal, Engineering, Design, and Operations on compliance matters throughout the product lifecycle, from ideation and design through development, testing, launch, and post-launch review.

• Build working knowledge of your assigned MoonPay business verticals, which may include consumer payments, enterprise stablecoin infrastructure, institutional digital asset services, merchant checkout, or AI-agent commerce, along with the regulatory frameworks that apply to it.

• Translate regulatory requirements into practical product and engineering guidance, including supporting Business Requirements Documents, implementation plans, control requirements, and launch readiness documentation.

• Assist with product risk assessments for new offerings and enhancements, helping identify compliance vulnerabilities, document mitigation options, and flag areas where obligations across product lines or jurisdictions intersect or conflict.

• Review product features, user-facing communications, marketing materials, policies, procedures, and training materials to help ensure they remain aligned with consumer protection, disclosure, licensing, and broader regulatory requirements.

• Coordinate cross-functional compliance workstreams, including sign-offs, documentation updates, licensing confirmations, control implementation, regulatory change implementation milestones, and regular progress updates to your manager and the compliance team.

About You

• You have 2–4 years of experience in compliance, legal, product operations, or risk within financial services, fintech, payments, or a related regulated environment, ideally with some exposure to crypto or digital assets.

• You have a working understanding of blockchain and digital assets. You can speak credibly about on-chain transactions, stablecoin mechanics, and wallet infrastructure, and you are actively building fluency in areas such as DeFi protocols, smart contracts, and tokenization.

• You are interested in product development and either have experience working with product and engineering teams or are eager to build that experience by engaging earlier in the product lifecycle rather than reviewing outputs only after the fact.

• You are developing the ability to think across business lines and regulatory regimes, including frameworks such as BitLicense requirements, money transmitter obligations, MiCA authorization, trust company requirements, and other jurisdiction-specific obligations.

• You communicate clearly, manage your own deliverables, and work with growing independence in fast-moving environments, knowing when to take initiative and when to escalate to a senior compliance partner for guidance.

Nice-to-have experience

• Progress toward or completion of professional certifications such as ACAMS, CRMP, CRCM, CCEP, or equivalent.

• Exposure to NYDFS regulations, BitLicense requirements, state money transmitter licensing, or other payments and digital asset regulatory frameworks.

• Familiarity with institutional crypto products such as custody, OTC trading, tokenized securities, DeFi yield products, or enterprise stablecoin infrastructure.

• Exposure to AI-adjacent compliance considerations, including agent-based transactions, automated decision-making, or emerging AI-enabled commerce models.

• Experience with KYC/KYB processes, transaction monitoring, fraud operations, or compliance operations in a crypto, fintech, or payments environment.

• Prior experience in a high-growth startup or scale-up environment.
  

About the Opportunity

MoonPay is looking for a Product Compliance Specialist to support the compliance partnership for one or more of our business verticals.

MoonPay’s product surface spans consumer payments, enterprise stablecoin infrastructure, institutional digital asset services, merchant checkout, and emerging AI-agent commerce. Each of these products needs to be built, launched, and operated in compliance with applicable regulatory requirements across multiple jurisdictions.

In this role, you will work closely with Product, Legal, Engineering, Design, Compliance Risk, and Operations teams to help translate complex and fragmented global regulatory requirements into clear, actionable product guidance. You will support defined compliance workstreams with growing independence, helping teams understand obligations, document requirements, assess product risk, and prepare products for compliant launch and ongoing operation.

This is a great opportunity for someone with early-to-mid career experience in compliance, legal, product operations, or risk who wants to build deep expertise at the intersection of crypto, payments, product development, and regulation.

What You Will Do

• Support cross-functional partners across Product, Legal, Engineering, Design, and Operations on compliance matters throughout the product lifecycle, from ideation and design through development, testing, launch, and post-launch review.

• Build working knowledge of your assigned MoonPay business verticals, which may include consumer payments, enterprise stablecoin infrastructure, institutional digital asset services, merchant checkout, or AI-agent commerce, along with the regulatory frameworks that apply to it.

• Translate regulatory requirements into practical product and engineering guidance, including supporting Business Requirements Documents, implementation plans, control requirements, and launch readiness documentation.

• Assist with product risk assessments for new offerings and enhancements, helping identify compliance vulnerabilities, document mitigation options, and flag areas where obligations across product lines or jurisdictions intersect or conflict.

• Review product features, user-facing communications, marketing materials, policies, procedures, and training materials to help ensure they remain aligned with consumer protection, disclosure, licensing, and broader regulatory requirements.

• Coordinate cross-functional compliance workstreams, including sign-offs, documentation updates, licensing confirmations, control implementation, regulatory change implementation milestones, and regular progress updates to your manager and the compliance team.

About You

• You have 2–4 years of experience in compliance, legal, product operations, or risk within financial services, fintech, payments, or a related regulated environment, ideally with some exposure to crypto or digital assets.

• You have a working understanding of blockchain and digital assets. You can speak credibly about on-chain transactions, stablecoin mechanics, and wallet infrastructure, and you are actively building fluency in areas such as DeFi protocols, smart contracts, and tokenization.

• You are interested in product development and either have experience working with product and engineering teams or are eager to build that experience by engaging earlier in the product lifecycle rather than reviewing outputs only after the fact.

• You are developing the ability to think across business lines and regulatory regimes, including frameworks such as BitLicense requirements, money transmitter obligations, MiCA authorization, trust company requirements, and other jurisdiction-specific obligations.

• You communicate clearly, manage your own deliverables, and work with growing independence in fast-moving environments, knowing when to take initiative and when to escalate to a senior compliance partner for guidance.

Nice-to-have experience

• Progress toward or completion of professional certifications such as ACAMS, CRMP, CRCM, CCEP, or equivalent.

• Exposure to NYDFS regulations, BitLicense requirements, state money transmitter licensing, or other payments and digital asset regulatory frameworks.

• Familiarity with institutional crypto products such as custody, OTC trading, tokenized securities, DeFi yield products, or enterprise stablecoin infrastructure.

• Exposure to AI-adjacent compliance considerations, including agent-based transactions, automated decision-making, or emerging AI-enabled commerce models.

• Experience with KYC/KYB processes, transaction monitoring, fraud operations, or compliance operations in a crypto, fintech, or payments environment.

• Prior experience in a high-growth startup or scale-up environment.
  

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Benefits & Perks 💡

• 💰 Competitive salary package

• 🤝 Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay

• 📈 Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards

• 🚀 Moonshot award: we honor exceptional impact. 10 employees twice a year, each earning a $250,000 equity grant

• 📊Pension: employer contributions from day one

• 🎁Employee referral program: refer great people, earn 10K in USDC

• 🏝 Flexible Time Off: choose when to work and when to switch off

• 🎂 Birthday leave: take the day off to celebrate you

• 🍼 Enhanced parental leave: more time with family, no second thought

• 🌍 Hybrid working schedule: work fully remotely or from your nearest Moonbase

• 🚆 Commuter benefits: public transport to and from the office

• 🩺 Private healthcare benefits: to protect you and your loved ones

• 🧘 Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership

• 🤖 Unlimited enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next

• 🍱 Lunch credit: meals covered on the days you're in the office

• 🪑 Home office setup allowance: build the home office of your dreams

• 👛 Remote working allowance: those working fully remotely get a little extra for utilities

• 🌕 Monthly product budget and zero-fee crypto transactions

• 📚 $1,000 Annual training budget: we support your learning journey

• 🎯 High Potential Program: structured development, mentorship, and stretch opportunities

• ✈️ Regular remote company offsites: high-impact in-person sessions and hackathons

• 🚲 (Ireland) Cycle to Work scheme: tax-efficient bike, gear, and safety kit

• 🔌 (UK) EV Salary Sacrifice: lease an electric vehicle through pre-tax salary