compliance officer - kuvera

what is CRED?   CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.   here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. what is CRED?   CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.   here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.

what will you do?

regulatory tracking & execution:

• track updates from IFSCA, RBI, and NPCI (UPI, BBPS, PA/PPI)

• convert regulatory circulars into clear tasks and drive implementation across teams

• prepare regulatory submissions and maintain compliance trackers

product & process compliance:

• embed compliance requirements into PSP, TPAP onboarding, and BBPS workflows

• draft, update, and maintain policies, SOPs, and training material

• ensure controls are implemented and followed in day-to-day operations

audit & reporting:

• manage audit readiness: documentation, evidence collation, and coordination

• track audit observations and ensure timely closure

• support regulatory reporting (returns, STRs, ombudsman cases)

risk & controls monitoring:

• monitor AML, fraud, sanctions, and operational risk controls

• identify gaps, flag risks early, and track remediation

• triage incidents and escalate critical issues to the principal officer

cross-functional execution:

• work closely with product, tech, ops, and legal to implement compliance requirements

• follow through on action items and ensure timely closure across teams

• stay updated on regulatory and industry developments

you should apply if you are or have:

• ca / cs / cma / cfa or postgraduate degree (finance, law, commerce, business or related)

• 3–6 years in financial services (bfsi / fintech / payments)

• 2+ years in compliance / regulatory / risk roles

• working knowledge of ifsca, rbi, npci (upi, bbps, pa/ppi) preferred

• certifications (preferred):
  a) aml/cft or relevant compliance certifications

note: must meet ifsca fit and proper criteria (integrity, competence, financial soundness)