Ratings Associate

Skip to main content Go to homepage Menu Saved Jobs (0) EN Filter Languages English English Canadian Français Canadian French View all jobs Search Jobs Find jobs for Location Radius miles 5 miles 15 miles 25 miles 35 miles 50 miles Search Ratings Associate Hong Kong SAR Apply now Save job Posted 07/13/2026 Job reference 14105 Experience level Experienced Hire Job category Credit Analysis & Research Line of business RRS At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and Competencies Minimum 1-2 years relevant working experienceGood understanding about banking sector and credit marketSolid verbal, written communication and interpersonal skillsFluent in English and Korean languages. Knowledge of other Asian languages a bonusEnjoys engaging in team work with a positive and constructive attitude. Strong organizational skills and attention to detailProficient in MS Excel, Word and PowerPointEducation Undergraduate degree required at a minimum. Postgraduate (Masters, MBA) and other professional certifications (CPA, CFA) is a bonusResponsibilities Portfolio Management & Credit QualityWorking with lead analysts by performing day-to-day credit analysis related to ratings, research, presentations, and investor outreach.  Examples of analytical work may include:Reviewing financial spreadsheets and charts, analyzing data and financial statements, building and updating financial forecasts, and writing analytical commentary in accordance with Moody’s methodologies.Assisting with proprietary models and new financial projections as applicable, identifying trends in data, and applying analytical skills and judgment to form well-reasoned credit conclusions.Developing a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.Performing analytical tasks related to portfolio reviews and other credit projects.Developing a working knowledge of Moody’s methodologies and credit rating best practices, and applying these with guidance from lead analysts.Collaborating with lead analysts in preparing the first draft of rating committee memos.Developing the ability to understand and identify key factors that affect issuer credit ratings.  Interpreting and analyzing financial data and other credit inputs provided by internal and external parties.Monitoring credit quality and issuer and/or industry trends by following market developments and relevant news events, analyzing issuer reporting (including, in some rating groups monitoring and attending earnings calls), and engaging with issuers directly for follow-up clarification and...