Credit Support Manager II

Are you looking for an opportunity where you can develop your skills and be part of a growing dynamic team?

As a Credit Support Manager II within JPMorganChase, you will ensure compliance with credit agreement terms for a portfolio of borrowers. Your expertise in financial covenants is crucial for assessing borrower adherence and identifying defaults. You apply critical thinking to analyze complex agreements and use emotional intelligence to build relationships with stakeholders. Managing conflicts and maintaining resiliency are essential, along with employing strategic planning skills to guide the organization's direction. Your time management and organizational skills are vital for efficiently managing tasks and significantly impacting team and department goals.

Job responsibilities 

• Analyze and interpret financial and other covenants in credit agreements to assess borrower compliance and identify potential defaults, applying advanced critical thinking skills. 
• Conduct comprehensive credit analysis, reviewing documentation and monitoring ongoing compliance with financial covenants within an assigned portfolio of borrowers. 
• Calculate cash flow and leverage ratios independently, in accordance with specific terms laid out in credit agreements, utilizing advanced strategic planning skills. 
• Develop and maintain a deep understanding of secured lending products, including borrowing base credit facilities, to enhance the quality of credit support services. 
• Ensure adherence to quality control standards and service level agreements with internal business partners, demonstrating proficiency in time management and organization. 

Required qualifications, capabilities, and skills 

• Expertise in credit analysis or related financial services, with over three years of experience focusing on interpreting financial covenants and identifying potential defaults. 
• Proficient in secured lending products, including borrowing base credit facilities, and their application in credit support services. 
• Skilled in independently calculating cash flow and leverage ratios according to credit agreement terms. 
• Experienced in maintaining adherence to quality control standards and service level agreements within a financial services environment. 
• Advanced proficiency in using MS Office tools, particularly MS Excel, for financial analysis and reporting. 

Preferred qualifications, capabilities, and skills 

• Proficient in driving continuous improvement and process automation to optimize lending workflows and efficiency. 
• Strong digital literacy skills for effective use of technology in lending services.
• Skilled in creating quantitative reports to track lending performance and support strategic planning. 
• Proven ability to lead project management efforts, ensuring the successful execution of lending service initiatives.