This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Credit Risk Manager based in India.
This role is a high-impact credit leadership position focused on shaping and scaling risk strategies across fast-growing consumer lending portfolios in expansion and partnership markets. You will own portfolio performance monitoring, credit policy design, and strategic decision-making across underwriting frameworks. The role requires balancing growth and risk in dynamic, data-rich and data-scarce environments, often building conviction from first principles. You will work closely with Product, Data Science, Finance, and Capital Markets teams to translate insights into actionable credit strategies. The environment is highly analytical, fast-paced, and globally distributed, requiring strong judgment, clarity of thought, and execution discipline. This is a key role influencing portfolio profitability, risk appetite, and long-term credit strategy.
This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Credit Risk Manager based in India.
This role is a high-impact credit leadership position focused on shaping and scaling risk strategies across fast-growing consumer lending portfolios in expansion and partnership markets. You will own portfolio performance monitoring, credit policy design, and strategic decision-making across underwriting frameworks. The role requires balancing growth and risk in dynamic, data-rich and data-scarce environments, often building conviction from first principles. You will work closely with Product, Data Science, Finance, and Capital Markets teams to translate insights into actionable credit strategies. The environment is highly analytical, fast-paced, and globally distributed, requiring strong judgment, clarity of thought, and execution discipline. This is a key role influencing portfolio profitability, risk appetite, and long-term credit strategy.
Accountabilities
- Own end-to-end credit risk strategy across expansion and partnership lending portfolios
- Monitor portfolio performance metrics and identify emerging risk and growth trends
- Develop and refine credit policies including approval rates, limits, pricing, and segmentation strategies
- Partner with Product and Data Science teams to enhance decisioning frameworks, models, and A/B testing initiatives
- Lead underwriting strategy for partnership (B2B2C) pilots, including assessment of new data sources and risk feasibility
- Establish credit policies aligned with enterprise risk appetite and partner-specific constraints
- Provide clear, data-driven portfolio insights and recommendations to senior leadership and stakeholders
- Evaluate new partnership opportunities from a risk and portfolio performance perspective
- Guide data collection and experimentation strategies to support model development and policy evolution
- 6+ years of experience in unsecured consumer lending or credit risk roles
- Strong experience managing credit portfolio performance in high-volume, data-driven environments
- Proven ability to design and execute credit strategies including pricing, approvals, limits, and segmentation
- Experience with partnership or B2B2C lending models is highly preferred
- Strong analytical mindset with ability to work with incomplete or ambiguous data
- Proficiency in SQL is required; Python is a strong plus
- Experience collaborating with Product and Data Science teams on credit decisioning systems
- Strong communication skills with ability to simplify complex risk insights for stakeholders
- Bachelor’s degree in Finance, Statistics, Engineering, Economics, or related field
- Strong business judgment and ability to operate in fast-paced, global environments
- Opportunity to shape credit strategy for large-scale, high-growth lending portfolios
- High-impact role influencing risk, product, and business decisions at a global level
- Exposure to innovative, data-driven underwriting and decisioning systems
- Collaborative environment working with top-tier Product, Data Science, and Engineering teams
- Remote-first global culture with distributed teams across multiple regions
- Strong focus on innovation, ownership, and strategic decision-making
- Competitive compensation aligned with senior-level risk leadership roles
- Opportunity to work on financial inclusion and real-world economic impact
In this role, you will be responsible for leading credit risk strategy across expansion markets and partnership portfolios, ensuring strong performance across the full customer lifecycle. You will translate portfolio insights into actionable credit decisions while partnering cross-functionally to continuously improve decisioning systems.
Requirements
The ideal candidate has strong experience in unsecured consumer lending with a proven track record of owning credit portfolio performance and shaping data-driven risk strategies in complex environments.