COMMERCIAL CREDIT ANALYST

Skip to main contentJobsDashboardProfileJoin Talent NetworkSign InEnglishSingle PositionView All JobsCOMMERCIAL CREDIT ANALYSTCrestmead,Queensland,AustraliaApply NowFind out how well you match with this jobUpload your resumeJob descriptionJob ID119830Who We AreIntegrity. Quality. Humanity. Commitment. Innovation.These aren’t just our values - they guide how we work, think and show up every day.At John Deere Financial, we empower people to create smart, practical solutions that make a real difference. We think differently, act with purpose, and give back to the communities we serve. It’s what makes us proud of what we do — and who we do it with.The Opportunity We are looking for an experienced Commercial Credit Analyst to join our Credit & Risk team.In this role, you will analyse, underwrite and manage medium to large and complex credit exposures, while supporting the continued evolution of our credit capability as technology and automation increasingly shape financial services.This role suits someone who combines strong manual credit assessment skills with a curiosity for improvement, learning and future technologies.What You’ll Be DoingAnalyse, structure and underwrite commercial credit transactions within delegated authorityManage complex dealer and retail customer relationshipsMonitor borrower performance, establish appropriate credit limits and execute collection strategies where requiredPrepare high‑quality credit papers and risk assessments for approvals above authorityNegotiate and prepare credit documentation using Deere templates or legal agreementsIdentify opportunities to support new and existing business growthContribute to credit process improvement, including the use of digital and automation toolsSupport, coach and mentor less‑experienced team membersPrepare reports and insights on portfolio performance and risk trendsWhat We’re Looking For Must HaveA foundation in commercial credit, financial analysis or risk assessment, with exposure to manual credit underwriting and the ability to apply judgement beyond automated scorecardsAbility to analyse financial information with sound judgement, attention to detail and risk awarenessClear and professional communication skills and work constructively with stakeholders and the teamSelf‑motivated and accountable, comfortable managing priorities independently while contributing to a teamAn agile and adaptable mindset, open to change and evolving ways of workingGenuine willingness to learn and develop, including adapting to new tools, systems and automation over timeStrong integrity, resilience and commitment, aligned to John Deere’s valuesNice to HaveExperience in commercial credit, banking, finance or related financial servicesStrong exposure to manual underwriting of medium or complex credit structuresQualification in Accounting, Finance, Commerce or a related disciplineInterest in process improvement, digitisation or AI‑enabled credit solutionsEducation / ExperienceIdeally hold a degree or equivalent qualification in Accounting, Finance or a related discipline, or be able to demonstrate equivalent practical experienceWhy Join Us?At John Deere Financial, you’re empowered to build a career with genuine choice and support. You’ll be encouraged to think differently, challenge established ways of working and use modern tools and technology to deliver meaningful outcomes.We’re a global organisation that genuinely values its people. You’ll join a supportive, inclusive culture where wellbeing, flexibility and professional growth are taken seriously — not just talked about.What do we offer:A friendly, inclusive workplace where wellbeing is a real priorityMature and flexible working arrangements that support true work–life balanceOngoing professional development opportunities, including higher education, training and professional memberships15% superannuation with the John Deere Mercer Super Plan16 weeks paid parental leave, annual leave loading, purchase leave options and paid...