Credit Relationship Manager

There are over 7 billion people on this planet. And by 2050, there will be 2 billion more... many moving into urban centers at an unprecedented rate. Making sure there is enough food, fiber and infrastructure for our rapidly growing world is what we're all about at John Deere. And it's why we're investing in our people and our technology like never before! Here the world's brightest minds are tackling the world's biggest challenges. If you believe one person can make the world a better place, we'll put you to work. RIGHT NOW. ##### John Deere is an equal opportunity employer, including disabled & veterans. Primary Location: United States (US) - Iowa - Johnston Function: Financial Services (CA) Title: Credit Relationship Manager - 122108 Onsite/Remote:Onsite Position ## Your Responsibilities As a Credit Relationship Manager for JD Financial located in Johnston, IA, you will: * Perform detailed credit underwriting of large, complex, strategic customer relationships for installment, lease and revolving products to make or recommend a credit decision in accordance with internal policies * Build and maintain strong relationships with customers, dealers, merchants, and internal stakeholders including Sales and the Equipment Division/SABD * Spread and consolidate financial statements * Determine appropriate finance products and loan structure * Establish internal guidance levels (IGLs) and revolving credit limits * Present credit recommendations to higher credit authority/credit committee * Support Special Assets in collections/workouts * Provide leadership and mentorship within a geographic territory VISA Sponsorship is NOT available for this position ## What Skills You Need * Strong credit underwriting experience * Demonstrated ability in advanced financial statement analysis including, but not limited to, balance sheets, income statements/tax returns, statement of cash flow, cash to accrual, etc. * Strong relationship building experience * Account management experience * Negotiating and conflict resolution skills * Ability to travel up to 25% based on business needs ## What Makes You Stand Out * Production ag background * Experience with the John Deere dealer network * Familiarity with CreditLens * Strong familiarity with the John Deere Financial Risk Rating system/guidance and credit policies * Knowledge of various John Deere Financial systems, accounting principles and familiarity with agile methodology * Experience collaborating with internal stakeholders such as sales, collections, etc. * In depth knowledge of John Deere Financial product offerings ## Education Ideally you will have a degree or equivalent related work experience in the following: * Bachelor’s degree in Accounting, Finance, Business Management, or Agribusiness, or equivalent related work experience. What You'll Get At John Deere, you are empowered to create a career that will take you to where you want to go while working in an inclusive team environment. Here, you'll enjoy the freedom to explore new projects, the support to think outside the box and the advanced tools and technology that foster innovation and achievement. Additionally, we offer a comprehensive reward package to help you get started on your new career path, including: * Flexible work arrangements * Highly competitive base pay * Savings & Retirement benefits (401K and Defined Contribution) * Healthcare benefits with a generous company contribution in the Health Savings Account * Adoption assistance * Employee Assistance Programs * Tuition assistance * Fitness subsidies and on-site gyms at specific Deere locations * Charitable contribution match * Employee Purchase Plan & numerous discount programs for personal use * Vacation and Holiday Pay $109,548.00 - $164,316.00 + Benefits Follow this link to learn more about our Total Rewards Package https://bit.ly/3XCd8fL Must be 18 years of age or older to apply The information contained...