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VP-Ratings (US Insurance)
New York, United States
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Posted
06/22/2026
Job reference
13872
Experience level
Experienced Hire
Job category
Credit Analysis & Research
Line of business
Financial Institutions Group
At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and CompetenciesStrong financial analysis skills with the ability to assess both quantitative and qualitative credit factors within the P&C insurance sectorDeep knowledge of U.S. property and casualty insurance, reinsurance, and brokerage markets, including reserving practices, capital models, and enterprise risk managementExcellent written communication skills with the ability to produce clear, concise, and thought‑provoking credit research and opinionsStrong verbal communication and presentation skills, with confidence interacting with senior executives, investors, and internal stakeholdersProven ability to manage multiple priorities and deliver timely outputs in a dynamic, fast‑paced environmentRelationship management skills with experience engaging C‑suite executives and market participantsLeadership capability with a track record of mentoring and developing junior team membersDemonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency.EducationBachelor’s degree in Finance, Accounting, Economics, or a related fieldMBA in Finance, CPA, or actuarial designation (ACAS or FCAS) preferredApproximately 8–10 years of relevant credit analysis or financial analysis experience, preferably within the P&C insurance sectorResponsibilitiesLead credit analysis for a portfolio of U.S. P&C insurance entities while producing high-quality research and maintaining strong market relationships.Analyze financial statements and qualitative factors to assess the creditworthiness of assigned insurance, reinsurance, and brokerage companiesPrepare and present credit recommendations in rating committees and participate actively in analytical discussionsProduce timely, high-quality credit research including issuer reports, sector commentary, and market updatesMaintain ongoing dialogue with senior company executives, including C‑suite stakeholders, to evaluate strategic direction and risk exposureEngage with investors, intermediaries, and media to communicate credit views and respond to market inquiriesBuild and...
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