Associate - Moody's Local

Skip to main content Go to homepage Menu Saved Jobs (0) EN Filter Languages English English Canadian Français Canadian French View all jobs Search Jobs Find jobs for Location Radius miles 5 miles 15 miles 25 miles 35 miles 50 miles Search Associate - Moody's Local Sao Paulo, Brazil Apply now Save job Posted 07/14/2026 Job reference 14097 Experience level Experienced Hire Job category Credit Analysis & Research Line of business Regional Organization At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and Competencies1–2 years of relevant professional experience preferredSolid analytical skills with the ability to interpret financial statements, asset performance trends, and market dataStrong understanding of fundamental credit analysis concepts and financial risk assessment with ability to review and interpret legal documentation such as bond indentures, covenants, and contractsProficiency in Excel, Word, and PowerPoint for data analysis, reporting, and presentationsStrong written and verbal communication skills in English with the ability to present analytical findings clearlyAttention to detail and strong organizational skills with the ability to manage multiple priorities, collaborative team player with effective interpersonal skills and a proactive mindset, AI familiarity.Curiosity and willingness to learn Moody’s methodologies and credit rating processesKnowledge of Python or VBA and previous experience with financial institutions is a strong plusEducationUndergraduate degree in economics, accounting, finance, business administration, statistics, actuarial science, engineering, or a related field requiredResponsibilitiesThe Associate will support the credit rating process by conducting preliminary analysis across a portfolio of financial institutions, insurance companies, and asset managers under the guidance of senior analysts.Perform preliminary credit analysis to support ratings, research, presentations, and analytical outreach activitiesAnalyze financial statements, asset performance, and economic data to support quantitative and qualitative assessmentsEvaluate business strategies, financial policies, governance practices, and other key credit factorsReview legal documentation such as bond indentures, contracts, and covenants to understand issuance structures and obligationsBuild, maintain, and update financial models, analytical tools, and supporting spreadsheetsPrepare charts, reports, and written analytical commentary aligned with Moody’s methodologiesIdentify trends and develop data-driven credit insights using sound analytical judgmentSupport ongoing credit monitoring by updating...